A group of former journalists and other employees of Voice of America (VOA), a federal government-funded media company, together with other interest and advocacy groups have filed a complaint on Friday in the US District Court for the Southern District of New York requesting an injunction to force the federal government to restore the terminated employees and contractors to their former positions prior to March 14 — the date President Donald Trump signed Executive Order 14238 (“the order”).
The order, titled “Continuing the Reduction of the Federal Bureaucracy,” provided for the elimination of seven federal entities including the US Agency for Global Media (USAGM), the parent entity of VOA. This order was followed up by two other actions: 1) an article the same day titled “The Voice of Radical America,” vowing to “end taxpayer support” for “radical propaganda” allegedly spread by “leftist” VOA; and 2) an e-mail the following day informing approximately 1,300 journalists and other staff that they were being placed on administrative leave “effective immediately.” This latter action is now widely being referred to as “Bloody Saturday.”
Among others, the plaintiffs in this suit included the terminated VOA staff, Reporters Sans Frontieres (RSF), Reporters Without Borders (RSF USA), and the American Federation of Government Employees (AFGE). Some of the plaintiffs also included individuals on J-1 visas. Those visas are now reportedly being canceled and these individuals now face the prospect of returning to countries that are under authoritarian regimes. Defendants include USAGM itself, its Acting CEO Victor Morales, and his senior advisor, Kari Lake.
Accusing the Trump Administration of violating 22 USC § 6204(b) requiring the federal government to respect the “professional independence and integrity of” VOA and other USAGM networks, the plaintiffs said that the defendants have “usurped congressional power and acted arbitrarily in violation of the [Administrative Procedure Act (APA)].”
Referring back to Trump’s first term attempts to silence the press, which were previously stopped by a federal court, the plaintiffs stated:
Today, because of Defendants’ actions, VOA has no listeners, and USAGM’s grantee networks are being starved of the funds they need to maintain theirs…there are virtually no workers performing their important public services, and USAGM produces no news, no opinion, no content at all. Prior to March 15, 2025, Congress’s statutory mandate that VOA continuously broadcast to the world had been honored and faithfully upheld for more than eight decades. Today, for the first time in VOA’s history, it is defied…
Sadly, if history teaches lessons, these latest abuses come as little surprise. In 2020, the first Trump Administration—unhappy with the news coverage being disseminated by USAGM networks worldwide—sought to chill journalists in their newsgathering and expression and tear down the firewall insulating USAGM and its networks from partisan overreach. That effort was stopped by a federal District Judge’s grant of a preliminary injunction. Today, the second Trump Administration has taken a chainsaw to the agency as a whole in an attempt to shutter it completely. The same judicial response—swift and definitive—is required.
Aside from the above-mentioned temporary “and” permanent injunctions, the plaintiffs are also asking the court to order defendants to comply wth statutes, restore all programming on and continue funding the USAGM networks, and refrain from reducing the USAGM network workforce. Additionally, the plaintiffs are asking for a declaration that the defendants violated the First Amendment, the separation of powers clause, the APA, and the appointments clause.
Another former VOA staff, Steve Herman, who was suspended last month shared his own insights on the matter while describing actions taken against him by USAGM for his social media activity. RSF Executive Director Clayton Weimers also commented on his own company involvement in the suit stating:
It’s clear that Donald Trump’s action will encourage harsher crackdowns against journalists and press freedom, putting VOA and RSF staff, correspondents, volunteers, and supporters in greater danger. RSF is compelled to act to protect VOA and the broader press freedom community.
The best business credit cards offer generous earning rates, lucrative perks and valuable benefits that boost your bottom line and elevate your lifestyle.
The right business card lets you earn rewards while staying focused on day-to-day operations — whether you’re an established business owner, a freelancer or just getting started. In all cases, it’s essential to choose the card that best aligns with your goals.
To help you choose, I’ve curated a selection of the top business credit cards from our partners. Half of the 10 cards on this list are in my wallet, and I have deep knowledge of the rest thanks to over a decade working in the travel rewards industry.
So, let’s dive in and help you make the best choice for your business.
The best business credit cards
Comparing the best business credit cards
Here are TPG’s top recommendations for best rewards credit cards.
Earn up to 350,000 miles: 150,000 miles after spending $30,000 on purchases within the first three months from account opening, plus an additional 200,000 miles after spending $200,000 on purchases in the first six months.
Earn 10 miles per dollar spent on hotels and rental cars booked through Capital One Travel.
Earn 5 miles per dollar spent on flights and vacation rentals booked through Capital One Travel.
Earn 100,000 points after spending $15,000 on eligible purchases in the first three months of card membership.
Earn 4 points per dollar spent in your top two spending categories each billing cycle (capped at $150,000 per calendar year across all bonus categories; then 1 point per dollar).
Earn 3 points per dollar spent on flights, prepaid hotels, and prepaid flight and hotel packages booked through Amex Travel.
Earn $2,000 cash back after spending $30,000 on purchases within the first three months from account opening. Plus, earn an additional $2,000 cash back for every $500,000 spent during the first year.
Earn 5% cash back on hotels and rental cars booked through Capital One Travel.
Earn 150,000 points after spending $20,000 on eligible purchases within the first three months from account opening. Plus, earn a $500 statement credit after spending $2,500 in the first three months on qualifying flights booked directly with the airlines or through American Express Travel.
Earn 5 points per dollar spent on airfare and prepaid hotel purchases booked through Amex Travel.
Earn 1.5 points per dollar spent on select business expenses and on purchases of $5,000 or more (on up to $2 million per calendar year, then 1 point per dollar).
Earn up to $750 cash back: $350 cash back after spending $3,000 on purchases within the first three months from opening an account, plus an additional $400 cash back after spending $6,000 in the first six months.
Earn 5% cash back at office supply stores and on internet, cable and phone services*.
Earn 2% cash back at gas stations and restaurants*.
Earn 1% cash back on everything else.
*On the first $25,000 you make in combined purchases each account anniversary year
Earn 125,000 miles after spending $5,000 on purchases in the first three months from account opening. Plus, earn another 5,000 miles after adding an authorized user in the first three months.
Earn 5 miles per dollar spent on United Hotels bookings.
Earn 2 miles per dollar spent on United purchases, dining, local transit and commuting, and at gas stations and office supply stores.
Earn 1 mile per dollar spent on everything else.
$150
Capital One Venture X Business
Welcome offer: Earn up to 350,000 miles: 150,000 miles after spending $30,000 on purchases within the first three months from account opening, plus an additional 200,000 miles after spending $200,000 on purchases in the first six months.
Annual fee: $395.
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THE POINTS GUY
Standout benefits: I would recommend this card to business owners who spend a lot and want to elevate their personal travels. It offers an incredible welcome bonus — though it comes with a high spending requirement to unlock it.
The card also includes premium travel perks, like a $300 annual travel credit for bookings through the Capital One travel portal, which effectively brings the annual fee down to just $95.
You’ll also enjoy access to Capital One’s expanding lounge network. I appreciate the calm of the Dallas Fort Worth International Airport (DFW) lounge and the convenience of grab-and-go options during my layovers at Denver International Airport (DEN). The complimentary Priority Pass membership unlocks access to 1,300-plus additional lounges worldwide.
The card has no preset spending limit, which is a great perk for businesses with high monthly expenses. You can also add employee cards at no extra cost.
Welcome offer: Earn 90,000 points after spending $8,000 on purchases within the first three months from account opening.
Annual fee: $95.
THE POINTS GUY
Standout benefits: This is a must-have if you want to earn Chase Ultimate Rewards points — the most valuable reward currency in the industry. I’ve had this card for years.
Its generous welcome bonus and earning rate of 3 points per dollar on the first $150,000 spent each year in key business categories — including travel, shipping, internet, cable and phone services, and digital advertising — make it a top pick. You’ll earn 1 point per dollar spent on everything else, but I recommend you pair it with the Ink Business Cash or Unlimited to boost your earnings.
Chase points are flexible: You can redeem them for a fixed value through Chase Travel℠ or transfer them to 14 airline and hotel partners for maximum value. I often use Air France-KLM Flying Blue for business-class flights to Europe and World of Hyatt for luxury stays.
Welcome offer: Earn 100,000 points after spending $15,000 on eligible purchases in the first three months of card membership.
Annual fee: $375.
THE POINTS GUY
Standout benefits: This card is ideal for high-spending businesses that value flexibility. I like that it automatically earns 4 points per dollar spent in your top two spending categories each billing cycle (on the first $150,000 spent each calendar, then 1 point per dollar) — so you’re always maximizing rewards without thinking about it.
Bonus categories include U.S. restaurants, gas stations, advertising and tech providers. It’s a strong choice if your spending shifts from month to month.
Although it doesn’t come with premium travel perks, the annual fee is partially offset by statement credits for dining, office supplies and shipping.
I’m also a big fan of Amex Membership Rewards points — they transfer to over 20 airline and hotel partners, and I regularly take advantage of transfer bonuses to get even more value.
Welcome offer: Earn 50,000 miles after spending $4,500 on purchases within the first three months from account opening.
Annual fee: $0 introductory annual fee for the first year, then $95.
THE POINTS GUY
Standout benefits: I recommend this card to business owners who want a simple way to earn solid rewards on every purchase. You’ll earn at least 2 miles per dollar on all spending, plus 5 miles per dollar spent on hotels, rental cars and vacation rentals booked through Capital One Travel.
I like that you can add employee cards for free and rack up rewards even faster.
Capital One miles are easy to use: You can redeem them for travel purchases or transfer them to 15-plus airline and hotel partners. I’ve used mine to book flights with Air Canada Aeroplan and hotel stays with Wyndham Rewards during high-demand events like Carnival in Colombia.
Welcome offer: Earn $2,000 cash back after spending $30,000 on purchases within the first three months from account opening. Plus, earn an additional $2,000 cash back for every $500,000 spent during the first year.
Annual fee: $150.
THE POINTS GUY
Standout benefits: This is my top recommendation for businesses that spend a lot and prefer to earn cash back. You’ll earn at least 2% cash back on every purchase — with no categories to track — and 5% back on hotels and rental cars booked through Capital One Travel.
The large welcome bonus adds even more value, and the $150 annual fee is refunded if you spend $150,000 in a year.
I also like that you can issue employee cards at no extra cost. Just keep in mind that this is a charge card — you’ll need to pay your balance in full each month.
Welcome offer: Earn 150,000 points after spending $20,000 on eligible purchases within the first three months from account opening; plus, earn a $500 statement credit after spending $2,500 on qualifying flights booked directly with airlines or through American Express Travel within the first three months of card membership.
Annual fee: $695.
THE POINTS GUY
Standout benefits: If you travel often and want luxury perks, this card delivers.
The annual fee is steep, but I think it’s justified. You get Clear Plus (up to a $199 statement credit annually; subject to auto-renewal) and Global Entry credits ($120 every four years), Gold elite status with Marriott and Hilton, and unbeatable lounge access — including to Centurion Lounges. Enrollment required for select benefits.
You’ll earn 5 points per dollar spent on flights and prepaid hotels through Amex Travel and 1.5 points per dollar spent on large purchases of $5,000 or more, as well as a number of business-related categories (on the first $2 million spent each calendar year, then 1 point per dollar).
This is the next card I plan to add to my wallet. I just need to time my application right so I can meet the minimum spending requirement and unlock that massive welcome bonus.
That’s how I use mine. I pair it with the Ink Business Preferred to turn everyday spending into valuable points I can transfer to airline and hotel partners.
If you don’t plan to hold a Chase card that earns transferable points, though, I’d suggest looking for a 2% cash-back card instead.
Welcome offer: Earn up to $750 cash back: $350 cash back after spending $3,000 on purchases within the first three months from opening an account, plus an additional $400 cash back after spending $6,000 in the first six months.
Annual fee: $0.
THE POINTS GUY
Standout benefits: This card offers one of my favorite ways to earn big on specific business expenses. It earns 5% cash back at office supply stores and on internet, cable and phone services (on up to $25,000 per year) and 2% at gas stations and restaurants (on up to $25,000 per year).
Businesses seeking to earn simple, straightforward cash back on their purchases — especially recurring ones like monthly internet and phone bills — will enjoy how easy it is to accrue rewards with the Ink Business Cash card.
Welcome offer: Earn 15,000 points after spending $3,000 on eligible purchases within the first three months from account opening.
Annual fee: $0.
THE POINTS GUY
Standout benefits: This is my go-to card for everyday business purchases that don’t fall into bonus categories. You’ll earn 2 points per dollar on the first $50,000 spent annually, then 1 point per dollar after that — all for no annual fee.
I love that you can rack up valuable Amex Membership Rewards points, which you can transfer to over 20 airline and hotel partners. One of my favorite redemptions is to book a lie-flat seat to Madrid by transferring 34,000 points to Club Iberia Plus.
If you want a product that doesn’t charge an annual fee and earns flexible, transferable points, this one’s tough to beat.
Welcome offer: Earn 125,000 miles after spending $5,000 on purchases in the first three months from account opening. Plus, earn another 5,000 miles after adding an authorized user in the first three months.
Annual fee: $150.
THE POINTS GUY
Standout benefits: I carry this card because I want solid perks when I fly United Airlines — without committing to its premium card. I get a free checked bag, priority boarding and a discount on inflight purchases. The two United Club passes each year are a nice bonus, too.
It also earns 2 miles per dollar spent in useful categories like United purchases, dining, gas stations, office supply stores and transit.
If you also have a personal United card, you’ll get 5,000 bonus miles each anniversary — an underrated perk.
But if you’re a true United loyalist chasing status or want unlimited lounge access, the United Club Business Card might be a better fit.
The information for the United Club Business Card has been collected independently by The Points Guy. The card details on this page have not been reviewed or provided by the card issuer.
What to consider when choosing a business credit card
There’s no one-size-fits-all business credit card. Instead, ask yourself these key questions to find the best fit for your company:
Would you like to earn cash back or travel rewards?
What are your top business spending categories?
Do you or your employees travel often?
Are you willing to pay an annual fee?
Cash back vs. travel rewards
If simplicity matters most, go for a flat-rate cash-back card — aim for at least 2% back on all purchases.
If you or your team travels frequently, consider a card that earns transferable points (like Chase Ultimate Rewards points), airline miles (like Delta Air Lines SkyMiles) or hotel points (like Marriott Bonvoy points).
MELANIE LIEBERMAN/THE POINTS GUY
Personally, I prefer cards that earn Chase or Amex points because they’re more flexible and often deliver higher value — especially when paired with transfer bonuses.
Welcome bonus
A welcome bonus can be the most valuable part of any card — at least for the first year. Just make sure you can confidently meet the minimum spending requirement — whether that’s $3,000 or $30,000 in the first few months.
I always recommend timing new card applications with planned business expenses to hit the bonus organically.
Spending habits
Choose a card that aligns with your regular expenses. If you spend heavily in one or two areas — like dining or shipping — look for a card that rewards that.
If your spending is spread out, pick a card that earns at a solid flat rate or adapts to your top monthly categories.
Annual fee
If you’re paying an annual fee, make sure the benefits — like lounge access, statement credits or higher earnings — are worth it. Otherwise, a no-annual-fee card might make more sense.
How we chose the best business credit cards
We evaluated these cards based on the features that matter most to business owners:
Size and value of the welcome offer
Earning rates — especially in high-spending categories
Redemption options, including transfer partners
Key benefits like lounge access and employee card options
We also considered overall value, flexibility and how easily you can maximize each card based on common business expenses.
Check out our methodology to learn how TPG evaluates and chooses cards for our roundups.
Redemption options for business credit cards
One of the best parts of earning rewards on a business card is using those points, miles or cash back to unlock meaningful value — whether that’s covering a business-class flight, offsetting travel costs or simply putting money back into your business.
I’ve personally used points from several of these cards to book first-class flights to visit family in Australia and cover hotel stays during high-demand events — like a Taylor Swift concert and the Paris Olympics. Those trips would’ve cost thousands out of pocket.
JAMES ONEIL/GETTY IMAGES
If you’re earning transferable currencies like Chase or Amex points, you’ll get the most value by transferring them to airline and hotel partners. For example, I transferred 35,000 Chase points to World of Hyatt for a 10-night stay in Cabo San Lucas, Mexico — a fantastic deal.
Even simple cash-back cards can deliver serious value when you use that money to cover future expenses or free up your budget for growth.
Bottom line
The right business credit card does more than track expenses — it can unlock valuable rewards, simplify operations, and upgrade your travel and lifestyle.
Whether you’re just starting out or running a well-established business, there’s a card here that can help you earn big, save money and maybe even enjoy a lie-flat seat on your next trip.
Pick the card — or combination of cards — that best fits your spending habits and rewards goals. If you’re strategic with how you earn and redeem, everyday business purchases can turn into extraordinary value.
For rates and fees of the Amex Business Gold, click here. For rates and fees of the Amex Business Platinum, click here. For rates and fees of the Amex Blue Business Plus, click here.
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